SeniorsBC.ca

Edition: Volume 7 Issue 4

www.gov.bc.ca

Income Supports for Seniors

Apr 15, 2016
In March 2015, the Office of the Seniors Advocate released its B.C. Seniors Survey: Bridging the Gaps report (www.seniorsadvocatebc.ca/osa-reports/b-c-seniors-survey-bridging-the-gaps), which found that many seniors surveyed were not aware of programs and services that could benefit them. Consult the 11th edition of the BC Seniors’ Guide (www.gov.bc.ca/seniorsguide) to learn about government programs and services available to you, including the income support programs described below.

Old Age Security (OAS) Pension
The Old Age Security (OAS) pension is paid monthly to Canadian citizens and legal residents of Canada aged 65+ who meet the residency requirements. You should apply for OAS benefits at least six months before your 65th birthday or the date you become eligible. 

For more information and full eligibility requirements, call Service Canada (toll-free) at 1-800-277-9914, or visit www.esdc.gc.ca/en/cpp/oas/index.page  

Guaranteed Income Supplement (GIS) 
The Guaranteed Income Supplement (GIS) provides additional money, on top of the Old Age Security pension, to eligible low-income seniors living in Canada. You must apply to receive the GIS. 

For more information and full eligibility requirements, call Service Canada (toll-free) at 1-800-277-9914, or visit 

Allowance/Allowance for the Survivor 
If you are a spouse or common-law partner of someone receiving both Old Age Security and the Guaranteed Income Supplement, you may qualify for a benefit called the Allowance. The Allowance provides extra money to eligible low-income individuals aged 60 to 64. 

If your spouse or common-law partner dies (or has died), you are 60 to 64, and you have low income, you may receive a benefit called the Allowance for the Survivor until you reach age 65. 

You must apply to receive the Allowance or the Allowance for the Survivor. For more information and full eligibility requirements, call Service Canada (toll-free) at 1-800-277-9914, or visit the following websites:



Canada Pension Plan 
The Canada Pension Plan (CPP) provides a retirement pension and other benefits for those who have contributed to the plan through paid employment in Canada. You must apply to receive CPP benefits. Retirement benefits do not begin automatically unless you were receiving CPP disability benefits when you turned 65. Apply at least six months before you want your CPP pension to begin.

For more information and full eligibility requirements, call Service Canada (toll-free) at 1-800-277-9914 or visit www.esdc.gc.ca/en/cpp/index.page 

Senior’s Supplement 
The Senior’s Supplement is a monthly payment from the Province of B.C. to low-income seniors who are receiving federal Old Age Security and the Guaranteed Income Supplement or federal Allowances. It is paid automatically to those who are eligible – seniors do not need to apply. 

For more information and full eligibility requirements, call the Senior’s Supplement call centre (toll-free) at 
1-866-866-0800 or visit www.sdsi.gov.bc.ca/mhr/ss.htm

Income Assistance for Seniors Not Receiving Old Age Security Pension 
If you are 65 or over and not eligible for the Old Age Security pension and the Guaranteed Income Supplement, you may be eligible for income assistance from the Province of B.C. Eligibility is based on your income, assets and shelter costs. 

For more information and full eligibility requirements, call the Ministry of Social Development and Social Innovation (toll-free) at 1-866-866-0800, then press 3 – or visit www.sdsi.gov.bc.ca/bcea.htm
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