*Updated: April 10, 2017  Disaster Financial Assistance (DFA) is now available to eligible British Columbians in the Central Kootenay Regional District, the East Kootenay Regional District, Electoral Area A of the Kootenay Boundary Regional District, and the Columbia Shuswap Regional District (including municipalities within these areas) who may have been impacted from flooding that occurred between March 5 and April 10, 2017.

DFA is available to homeowners, residential tenants, small business owners, farmers, charitable organizations and local government bodies who were unable to obtain insurance to cover these disaster-related losses.

Applications for this DFA event in the Regional District of East Kootenay, the Regional District of Central Kootenay, Electoral Area A of the Columbia Shuswap Regional District, and the Regional District of Kootenay Boundary (including the municipalities within these areas) must be submitted to Emergency Management BC (EMBC) by July 9, 2017.

British Columbians can access the DFA application at: http://www.gov.bc.ca/disasterfinancialassistance

Facts about Disaster Financial Assistance:

DFA is available to qualifying homeowners, residential tenants, small business owners, farm owners, and charitable organizations. Applicants should be aware of the following:

• Financial assistance is provided for each accepted claim at 80% of the amount of total eligible damage that exceeds $1,000, to a maximum claim of $300,000.
• Claims may be made in more than one category (e.g., homeowner and farm owner).
• A homeowner or residential tenant must show that the home is their principal residence.
• Seasonal or recreational properties, hot tubs, patios, pools, garden tools, landscaping, luxury items (like jewelry, fur coats and collectibles), and recreational items (like bicycles) are not eligible for assistance.
• Small business owners and farm owners must demonstrate it is their primary source of income. Owners of damaged rental property must apply and qualify as a small business.
• Charitable organizations must provide a benefit of service to the community at large.

Assistance is also available to local governments for:

• Emergency response measures authorized by EMBC by response task number, including incremental costs associated with their Emergency Operations Centre. Financial assistance is provided for each accepted response claim at 100%. Completed response claim summaries and supporting documentation must be sent to the respective EMBC Regional Office.
• Recovery measures to replace essential materials and rebuild or replace essential public infrastructures to the condition it was in before the disaster. Assistance is provided for each accepted recovery claim at 80% of the amount of total eligible damage that exceeds $1,000.

Listen and learn about flood insurance and British Columbia's DFA program:

Johanna Morrow is EMBC’s manager of recovery and funding programs:https://soundcloud.com/bcgov/bc_flood_insurance_dfa?in=bcgov/sets/emergencyinfobc